When Will Mortgage Rates Drop 2025 . Mortgage demand climbs as rates drop NBC Bay Area Four in five homebuyers (80%) are waiting for mortgage rates to drop before buying a home in 2025 "Mortgage rates will continue to fall into 2025 as the rate of inflation continues to drop towards the Fed's goal of 2%," says Melissa Cohn, regional vice president at William Raveis Mortgage.
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By October 2023, due to high inflation, rates soared to nearly 7.80%, 2 which significantly impacted the U.S The Fed is currently neutral on interest rates but could resume cuts later this year
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